What hard money is
Hard money is asset-based lending: the loan is underwritten primarily on the property, the purchase price, the rehab plan, and the after-repair value - not your personal income documentation. It is the standard tool for fix-and-flip acquisitions and value-add projects that banks move too slowly for.
When to use it
- Fix-and-flip acquisitions and rehab budgets
- Value-add projects on a timeline banks can't meet
- Bridge situations before longer-term financing
How RealQuick Funds funds it
01Submit property, purchase price, rehab budget, and exit plan.
02Deal-first underwriting with clear terms in writing.
03Fund at closing; draws structured to your project.
What you'll need
- Purchase contract and rehab scope/budget
- Exit strategy (sale or refinance)
- Entity documents
Got a deal? Get funded. Real quick.
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