What a DSCR loan is
DSCR (debt-service coverage ratio) loans qualify on the property's cash flow - does the rent cover the payment? - instead of your personal tax returns and W-2s. That makes them the go-to financing for investors scaling a rental portfolio past what personal-income underwriting allows.
When to use it
- Buying or refinancing rentals - long-term, short-term, or midterm
- Scaling past what personal-income underwriting allows
- As the end loan in an Echo Method structure
How RealQuick Funds funds it
01Submit property, rents (actual or market), and target loan.
02Cash-flow-based qualification with clear written terms.
03Close and hold - build the portfolio without the paperwork circus.
What you'll need
- Property address and rent documentation
- Entity documents
- Basic reserves verification
Got a deal? Get funded. Real quick.
Two-minute form · same-day decisions on most deals · all 50 states.